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Kentucky: Credit Card Data Privacy Bill Passed Out of Committee

Wednesday, February 21, 2024

Kentucky: Credit Card Data Privacy Bill Passed Out of Committee

On Wednesday, February 21st, Kentucky House Bill 357 passed by an overwhelming margin in the House Banking and Finance Committee. HB 357 prohibits the use of firearm/ammunition specific merchant category codes by payment processors. This is an important protection for gun owners, protecting private purchasing information from abuse by third parties.  For more information click here

The bill is championed by Rep. Derek Lewis (R, H-90) and co-sponsored by Banking and Finance Committee Chairman Rep. Michael Meredith (R, H-19). NRA Thanks all members of the Banking & Finance Committee for advancing this critical legislation.

The bill has been sent to the House floor for consideration. Please contact your legislators in the House and urge them to SUPPORT HB 357!

In the Fall of 2022, the International Organization for Standardization (ISO) approved a Merchant Category Code (MCC) for firearm retailers. MCCs are used by payment processors (like Visa and Mastercard) and other financial services companies to categorize transactions. MCCs enable payment processors and banks to identify, monitor, and collect data on certain types of transactions. Before the ISO decision, firearm retailers fell under the MCC for sporting goods stores or miscellaneous retail.

Collecting firearm retailer financial transaction data amounts to surveillance and registration of law-abiding gun owners. Those promoting this scheme are in favor of firearm and gun owner registrations. Therefore, it should be assumed that the goal of this program is to share all collected firearm retailer MCC data with government authorities and potentially private third parties that may include gun control organizations and anti-gun researchers.

Please stay tuned to the NRA-ILA website and your inbox for updates as this critical legislation progresses.

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Thursday, April 18, 2024

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Monday, April 15, 2024

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Thursday, April 18, 2024

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Friday, April 19, 2024

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Thursday, April 18, 2024

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NRA ILA

Established in 1975, the Institute for Legislative Action (ILA) is the "lobbying" arm of the National Rifle Association of America. ILA is responsible for preserving the right of all law-abiding individuals in the legislative, political, and legal arenas, to purchase, possess and use firearms for legitimate purposes as guaranteed by the Second Amendment to the U.S. Constitution.