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Utah: Gun Owner Credit Card Data Privacy Bill Passes Out of Committee

Wednesday, February 21, 2024

Utah: Gun Owner Credit Card Data Privacy Bill Passes Out of Committee

Yesterday, February 20thHouse Bill 406 passed out of the the Senate Natural Resources, Agriculture, and Environment Standing Committee and is eligible for a vote on the senate floor. This legislation would prohibit the use of merchant category codes by payment processors to identify firearms, firearm accessories, and ammunition purchases. Please contact your senator and ask them to SUPPORT HB 406 by using the Take Action button below. 


In the Fall of 2022, the International Organization for Standardization (ISO) approved a Merchant Category Code (MCC) for firearm retailers. MCCs are used by payment processors (like Visa and Mastercard) and other financial services companies to categorize transactions. MCCs enable payment processors and banks to identify, monitor, and collect data on certain types of transactions. Before the ISO decision, firearm retailers fell under the MCC for sporting goods stores or miscellaneous retail.

Collecting firearm retailer financial transaction data amounts to surveillance and registration of law-abiding gun owners. Those promoting this scheme are in favor of firearm and gun owner registrations. Therefore, it should be assumed that the goal of this program is to share all collected firearm retailer MCC data with government authorities and potentially private third parties that may include gun control organizations and anti-gun researchers.

Again, please contact your senator and ask them to SUPPORT HB 406.

Continue to check your inbox and the NRA-ILA website for updates concerning your Second Amendment Rights.

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Established in 1975, the Institute for Legislative Action (ILA) is the "lobbying" arm of the National Rifle Association of America. ILA is responsible for preserving the right of all law-abiding individuals in the legislative, political, and legal arenas, to purchase, possess and use firearms for legitimate purposes as guaranteed by the Second Amendment to the U.S. Constitution.