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NRA Submits Testimony Opposing Mandatory Liability Insurance Bill for Gun Owners in D.C.

Friday, May 31, 2013

Since the Supreme Court's decisions in District of Columbia v. Heller (2008) and McDonald v. City of Chicago (2010), some anti-gun politicians have resurrected a decades-old idea: If you can't ban guns, why not tax them so heavily that no ordinary person can afford to exercise his Second Amendment rights?

The latest movement on that front is in our nation's capitol, where District of Columbia Council member Mary Cheh (D-Ward 3) introduced
Bill 20-170, the "Firearm Insurance Amendment Act."  The measure would require D.C. residents to purchase liability insurance--of no less than $250,000--before being allowed to purchase a firearm.  The liability insurance policy would specifically need to cover any damages resulting from negligent acts, or willful acts that are not undertaken in self-defense, involving the use of the insured firearm while it is owned by the policy holder.  Under B20-170, individuals who currently possess firearms in D.C. would have to purchase liability insurance within 30 days of its effective date. 

This week, the NRA submitted
written testimony in opposition to the bill, pointing out that the misguided council members who are championing this bill are doing so in spite of the fact that D.C. already has some of the strictest gun control laws in the nation, yet consistently has one of the highest violent crime rates. Not only will criminals certainly avoid purchasing liability insurance, there are other problems with mandating liability insurance for firearms owners including:

    • It is an affront to law-abiding gun owners--you are not required to carry insurance to exercise any other constitutional right.
    • It is economically discriminatory--insurance is expensive and such a mandate could make firearm ownership even more unattainable for average law-abiding D.C. residents who have an inherent right to self-defense regardless of income.
    • No insurance company will write a policy to cover the intentional or criminal misuse of a firearm. Since the insurance policy B20-170 seeks to mandate does not exist, this could lead to an all-out gun ban in the District of Columbia.

It is critical that D.C. residents continue contacting members of the city Council Committee on Business, Consumer, and Regulatory Affairs and respectfully urge them to oppose B20-170.

Contact information for Chairman Vincent Orange (D) , and council members David Grosso (I) (At-Large), Jim Graham (D-Ward 1), Mary M. Cheh (D-Ward 3), and Yvette Alexander (D-Ward 7) can be found here.  



Wednesday, November 25, 2015

Appropriations Act Signed Into Law With Important Pro-Second Amendment Provisions

On Wednesday, November 25, the President signed S. 1356, the National Defense Authorization Act for Fiscal Year 2016 into law. Included in the bill were some very important pro-gun provisions that represent the culmination of long-term efforts by ...


Friday, May 15, 2015

Obama Administration Opposes CMP Handgun Sales

The House of Representatives has approved Congressman Mike D. Rogers’ amendment to the National Defense Authorization Act, which—if accepted in ...

Gun Laws  

Thursday, January 1, 2015

Guide To The Interstate Transportation Of Firearms

CAUTION: Federal and state firearms laws are subject to frequent change. This summary is not to be considered ...


Friday, November 20, 2015

“F” Stands for Fail: Gun Turn-in Event Nets a Stack of Paper Pledges and Some Surplus Sporting Goods

Recently, we reported on Hillary Clinton’s praise for local firearm “buyback” events and her view that forcing Americans to participate ...


Friday, November 27, 2015

President Obama Signs NRA-Backed Measures into Law

President Barack Obama signed into law the National Defense Authorization Act (NDAA). It includes several NRA-backed provisions -- expanding gun rights on stateside military bases; prohibiting the Environmental Protection Agency (EPA) from banning traditional ammunition; and saving taxpayer dollars ...


Friday, November 20, 2015

Anti-gun Politicians, Media Exploit Paris Attacks in “Terrorist Gap” Rehash

The Paris terrorist attacks were not easily pinned on America’s supposedly lax gun laws or the NRA, but ...

Tuesday, November 24, 2015

Michigan: Governor Snyder Signs Firearm Inheritance Protection Act

Today, November 24, Governor Rick Snyder (R) signed Senate Bills 225 and 226.


Friday, November 20, 2015

Brussels Pushes Gun Control in Wake of Paris Attacks

On November 18, the European Commission expedited a plan to overhaul the European Union’s already restrictive gun control laws. The ...


Friday, November 20, 2015

Overwhelming 81 Percent of Current and Former Military have Unfavorable View of Clinton

More bad news for Hillary Clinton. Coming off the heels of survey results that found the former Secretary ...

Washington Times  

Wednesday, November 25, 2015

White House to GOP: Worry about gun control

The White House said Monday that Republicans concerned about Syrian refugees waging terrorist attacks in the U.S. should focus their energy instead on banning guns sales to people on the government’s terrorist watch list.


Established in 1975, the Institute for Legislative Action (ILA) is the "lobbying" arm of the National Rifle Association of America. ILA is responsible for preserving the right of all law-abiding individuals in the legislative, political, and legal arenas, to purchase, possess and use firearms for legitimate purposes as guaranteed by the Second Amendment to the U.S. Constitution.