Explore The NRA Universe Of Websites

APPEARS IN News

San Jose Tries to Price Working and Middle-class Out of Gun Ownership

Monday, January 31, 2022

San Jose Tries to Price Working and Middle-class Out of Gun Ownership

The only thing gun controllers despise more than Americans owning firearms is working and middle-class Americans owning firearms. Last week, the San Jose, Calif. City Council voted 10-1 to adopt a requirement for gun owners to purchase liability insurance, and 8-3 to adopt a tax on gun owners, despite overwhelming citizen opposition.

The ordinance (File 22-045) would impose several requirements on city gun owners. First, city residents and those who store firearms within San Jose would be required to obtain extensive firearm liability insurance at their own expense. The requirement states,

A person who resides in the City and owns or possesses a Firearm in the City shall obtain and continuously maintain in full force and effect a homeowner’s, renter’s or gun liability insurance policy from an admitted insurer or insurer as defined by the California Insurance Code, specifically covering losses or damages resulting from any negligent or accidental use of the Firearm, including but not limited to death, injury or property damage.

In order to prove compliance with the insurance requirement, gun owners would be required to complete and execute a “City-designated attestation form” under penalty of perjury. Gun owners are required to keep this attestation form where their firearms are stored and take it with them whenever they are transporting a firearm.

Second, in addition to the cost of liability insurance, law-abiding gun owners would be expected to fork over an “annual gun harm reduction fee.” The ordinance demands,

A person who resides in the City and owns or possesses a Firearm in the City shall pay an Annual Gun Harm Reduction Fee to the Designated Nonprofit Organization each year. The date by which payment shall be made annually shall be established in the regulations promulgated by City Manager pursuant to Section 10.32.235. The annual fee will be set forth in the schedule of fees and charges established by resolution of the City Council.

Note that the amount of this tax is not prescribed by statute, but rather, “the annual fee will be set forth in the schedule of fees and charges established by resolution of the City Council.” This means that there is no telling what the tax might be at the time of the ordinance’s passage. Moreover, the amount of this tax may shift from year to year.

Further, the ordinance states that the firearm fee shall be allocated to a “Designated Nonprofit Organization.” It doesn’t take a cynic to suspect that San Jose would use this money finance groups that share their anti-gun agenda.

Those who do not comply with San Jose’s ordinance risk having their firearms “impounded” (confiscated).

Those eligible for certain welfare programs or indigent defense are exempt from the insurance and fee requirement. The ordinance also exempts California Carry Concealed Weapon license holders. Aside from being expensive, as California CCWs are may-issue, this option is foreclosed to many.

San Jose’s ordinance is a blatant attempt to price many residents out of exercising their Second Amendment rights. This move to suppress the exercise of a Constitutional right is all the more galling coming from the so-called “capital of Silicon Valley.”

San Jose is routinely listed among the most expensive cities to live in America. A 2020 article from Bloomberg Businessweek described the city as “extremely expensive” and determined that the city is the worst “bang for your buck” in the U.S. Various metrics put the cost of living in San Jose at 49, 68, and 80 percent higher than the national average. This insurance mandate and fees would place a further burden on the working and middle-class families struggling to survive in this model of inequity.

As a matter of law, the federal courts have consistently held that discriminatory taxes on the exercise of fundamental rights are unconstitutional. The 1983 U.S. Supreme Court case Minneapolis Star and Tribune Co. v. Minnesota Com'r of Revenue addressed a discriminatory use tax on paper and ink consumed in publication. The Court determined that the tax was an unconstitutional attack on First Amendment rights. The Court explained that “A power to tax differentially, as opposed to a power to tax generally, gives a government a powerful weapon against the taxpayer selected.” Such a tax targeted at gun owners, even if disguised as an insurance or fee requirement, would be a similarly suspect attack on Second Amendment rights.

Law-abiding gun owners should take further offense to the fact San Jose’s effort doesn’t even contain the pretense of targeting criminals who misuse firearms. San Jose’s ordinance quite literally cannot apply to criminals who illegally possess firearms.

In Haynes v. U.S. (1968), the U.S. Supreme Court ruled that a felon could not be convicted for his failure to comply with the registration provisions of the National Firearms Act, as doing so would implicate his Fifth Amendment right against self-incrimination. Any requirement that a person acknowledge their possession of a firearm in a formal manner, such as an attestation requirement or payment of a fee, cannot be enforced against those prohibited from possessing firearms.

San Jose’s proposed ordinance now advances to final reading at the City Council’s meeting next month, where they will hold another vote. It has not been posted to the agenda at this time.

The meeting will be held remotely by video conference. For information on participating in the meeting, submitting eComments, or to view the agenda, you may click here. Please email a public comment to [email protected], submit an eComment, and click the button below to contact City Council members and ask them to OPPOSE File 22-045.

IN THIS ARTICLE
California Tax Insurance
TRENDING NOW
Texas: A Flurry of Anti-Gun Bills Introduced on the First Day of Prefiling

Monday, November 9, 2026

Texas: A Flurry of Anti-Gun Bills Introduced on the First Day of Prefiling

Prefiling of legislative bills for the 2027 Regular Session of the Texas State Legislature began today. On the first day alone, legislators filed roughly 35 firearm-related bills, with the vast majority aimed are infringing on ...

Arizona: Anti-Gun Lawmakers Waste No Time Taking Aim at Second Amendment Rights

Friday, November 6, 2026

Arizona: Anti-Gun Lawmakers Waste No Time Taking Aim at Second Amendment Rights

Just hours after Election Day, anti-gun lawmakers in Arizona are already signaling plans to pursue gun control in 2027, leaving law-abiding Arizonans to face the harsh reality that a consequential legislative session lies ahead.  

Trump Administration Loses Two of its Brightest Second Amendment Lights

News  

Monday, November 9, 2026

Trump Administration Loses Two of its Brightest Second Amendment Lights

Along with other difficult tidings, the last couple of weeks brought the unfortunate news that two key figures in the Trump administration’s Second Amendment Renaissance were leaving government service. 

Virginia Attorney General Jay Jones Reveals Ignorance on Basic Firearms Technology

News  

Monday, November 9, 2026

Virginia Attorney General Jay Jones Reveals Ignorance on Basic Firearms Technology

Back in 2019, David Harsanyi penned an article titled, If You’re Trying To Ban Guns, The Least You Can Do Is Learn The Basics, which focused on complaints of “gunsplaining” by gun control advocates objecting ...

The Election is Over: Now the Real Work Begins

News  

Wednesday, November 4, 2026

The Election is Over: Now the Real Work Begins

While the complete picture from the 2026 midterm elections is still emerging, the results, to say the least, were not what gun owners wanted. Anti-gun forces took control of the U.S. Senate and House of ...

Jive Turkeys: Everytown Gears Up to Spoil Thanksgiving with Gobbledygook

News  

Monday, November 17, 2025

Jive Turkeys: Everytown Gears Up to Spoil Thanksgiving with Gobbledygook

Thanksgiving in America isn’t just about food, family and football. According to a survey published by casino.ca (with its Great Thanksgiving Family Feud Map), the holiday typically “comes with a slice of family chaos and a touch of ...

U.S. House Passes Repeal of Social Security Administration Gun Grab, Begins Rolling Back Obama Era Executive Gun Control

News  

Friday, February 3, 2017

U.S. House Passes Repeal of Social Security Administration Gun Grab, Begins Rolling Back Obama Era Executive Gun Control

On Thursday, the U.S. House of Representatives issued a strong statement in support of the Second Amendment by passing H.J. Res. 40, which would repeal Barack Obama’s scandalous attempt to grab guns from thousands of vulnerable, ...

Criminals Keep Reoffending, Politicians Keep Talking Gun Control

News  

Monday, November 9, 2026

Criminals Keep Reoffending, Politicians Keep Talking Gun Control

The ballots have barely been counted from the 2026 midterm elections, and national gun control organizations are celebrating political victories while eagerly awaiting the next wave of firearm restrictions. 

Grassroots Spotlight: Building Grassroots Momentum in Eastern Pennsylvania

Take Action  

Monday, November 9, 2026

Grassroots Spotlight: Building Grassroots Momentum in Eastern Pennsylvania

Just days after the election, the NRA was hard at work in eastern Pennsylvania at Saints Logistics.

Article by NRA-ILA Litigation Director Joseph Greenlee and Professor George Mocsary Published in Yale Law Journal Forum

News  

Monday, November 2, 2026

Article by NRA-ILA Litigation Director Joseph Greenlee and Professor George Mocsary Published in Yale Law Journal Forum

A new Essay authored by NRA-ILA Litigation Director Joseph Greenlee and University of Wyoming College of Law Professor George Mocsary has been published in the Yale Law Journal Forum.

MORE TRENDING +
LESS TRENDING -

More Like This From Around The NRA

NRA ILA

Established in 1975, the Institute for Legislative Action (ILA) is the "lobbying" arm of the National Rifle Association of America. ILA is responsible for preserving the right of all law-abiding individuals in the legislative, political, and legal arenas, to purchase, possess and use firearms for legitimate purposes as guaranteed by the Second Amendment to the U.S. Constitution.